Vantaggi
- Some talented individual contributors and middle managers who genuinely care about small businesses
- Flexible hybrid work policy and solid benefits
- Opportunities to work in "fintech" - if you can handle the constant chaos
Svantaggi
- Leadership instability and financial mismanagement resulted in 4 rounds of layoffs in 2 years
- Technology is far behind modern fintech standards, with minimal automation in place
- Reputation problems with the partner and broker community directly hurt deal flow and caused missed targets
- Morale is low due to ongoing fear of additional layoffs tied to missed quarterly targets
- Below-market pay with no raises for years, first blamed on becoming a bank, now deferred indefinitely until profitability