Flexibility and salary, but poor culture and balance - Recensione dipendente - Credit Manager presso APAC Financial Services

The founder is of a vision of distribhting the profits to all employees. The only pro in the company. The only company where even the last mile employee stands a chance to win ESOP. But if invested it is a lock.

The company presents a very different picture during the hiring process than what many employees eventually experience. What appears promising at the outset can gradually reveal itself to be an organization where internal lobbying and favoritism seem to matter more than merit, performance, or capability. One of the most concerning aspects is the perception that accountability is unevenly distributed. High performers often feel overlooked, while certain individuals continue to enjoy protection, recognition, and rewards despite consistently poor outcomes. The compensation and appraisal process appears equally disconnected from performance. Employees who deliver strong results may receive average increments, while a select few continue to benefit disproportionately. This creates a sense of frustration and erodes trust in the system. The organization could serve as a case study on how favoritism impacts employee morale, engagement, and retention. Unfortunately, talent, hard work, and integrity do not always seem to be the primary factors driving growth and recognition. The HR function, which should ideally act as a bridge between employees and management, often appears ineffective in addressing these concerns, leaving many employees feeling unheard and unsupported. This review reflects my personal experience and opinion. Prospective employees should conduct thorough due diligence and speak to current and former employees before making a decision.

You will learn ground reality of how an NBFC for MSME works.

Faire warning to all the B Schools graduates don't ever sit for the campus placements for this . This company only make false promises. They will write in JD about how you will get to explore different verticals like product , credit, legal etc. But as soon you are hired they will send you to branches and make you branch manager and the toxic culture you will face in branches is way beyond your imagination. U will be stuck in the collective mediocrity of the ground staff. The politics, abuse , harsh words you will experience them all. And the Top management at the head office will sit idle assuming everything is going right. The lies they tell to the customer before selling loans and putting them into a debt trap for selling loans. U will be forced to do this. And if you don't perform suddenly they will tell you to resign. No job security. Save you carrer and join some better company as every other company in campus will be far better than this.