They are regularly dishonest with employees and agents. Any credibility that the executives had with anyone has been completely obliterated. They have regular mass layoffs and nearly everyone is looking to leave the organization. Their recent merger has put profit above people but frankly, the carrier was mismanaged before the merger. It’s only gotten worse as there is no communication, just theater. CEO is just a figurehead and not one that gives you any confidence. His direct reports are useless. Unless you’re into annuities, avoid the carrier like the plague!