Vantaggi
Open culture. People are generally pretty willing to work with one another. Training program for people fresh out of college. This helps create a large talent pipeline. Visibility to SLT. Generally, very associate oriented. For a Financial Institution they treat their workers pretty well.
Svantaggi
Biggest Problems in Credit Risk: An outdated stack ranking system that highly prioritized engagement and enthusiasm over analytical rigor. The rest of the company seems to have realized these rankings don't optimize collaboration. Outdated work from home policies for the industry. The butt in seat mentality is the one thing that really undermines their focus on work/life balance. With notable exceptions, some managers did not do much to actually find work for their employees to do. Proactive planning for projects was not the norm. Too much putting out fires, not enough planning. Pay is generally lower than the industry average. All of SLT has been at the company their entire professional lives. This leads to a stronger preference for the status quo than some other places. There is also a noted preference for people who have been with the company for 10+ years, even if a number of those folks have weaker analytical skills than their newer counterparts. You'll probably learn more about credit risk about a major issuer.