Vantaggi
Depending on business area you will be able to gain expertise in your area and have exposure to other areas through project and team assignments. Stronger areas are specialty underwriting and claim for leadership. Major defecits in Human Resources which is a revolving door in the past 6 months and IT which seems to lack Sr. level support and ability to execute since the mass layoff in 2010.
Svantaggi
This place is steeped in red tape and VERY risk adverse. Not cutting edge in anything and seems to follow around what competitors are doing rather than forge its own road. Financials have been a problem over the years, and the major stock holder Lowes is rumored to be less than pleased regarding financial performance. Improvement happens but often too slowly.