Vantaggi
You get to work with some very intelligent folks (much like yourself, if you are hired). The work is challenging and at times rewarding.
Svantaggi
In my experience, employees are heavily influenced by the discretion of their direct manager (and to some extent, their manager's manager). The performance evaluation system, which ranks employees, may not fully reflect individual contributions and seems to depend significantly on how effectively a manager advocates for their team members. While the company claims to value originality and creativity, I personally felt that ideas and opinions that deviated from the norm were not always welcomed. Additionally, the company's motto, "Change Banking for Good," feels inconsistent with its practices, particularly regarding high interest rates charged to vulnerable credit populations. To me, this seems to conflict with the stated mission of providing opportunities through credit.