Vantaggi
Has ability to offer good benefits. Access to the bank's customer base. They filter for intelligence, so you work with smart people. Doesn't mean they have integrity, but they are smart.
Svantaggi
They pay a salary vs a draw. But they ask a lot in exchange. You essentially have to be an assistant sales manager for your branch. You have to work 6 days a week or even 7, but find a way to do in 40 hours. They will change the pay plan constantly, (I was there 11 years and saw 14 pay plans) looking for some advantage over their employees. Horrible reputation amongst realtors. Too many layers of management, all contributing nothing, but having to make it look like they are. Basis points amongst lowest in the industry. Jamie Dimon doesn't believe in mortgage as a product. Only grudgingly offers because as full service bank he has to.