Vantaggi
It is rare to have a company that caters to the person that just want a little extra income and work part-time, or the agent that desires to build their own agency and be the best they can be. Listen to me, I have an EXTENSIVE background in banking. I have seen the best in the field. I worked for the largest Credit Union in my state, and one of the larges in the country. I have been top performer in my field many years running...and I have never seen a better run institution that empowers their agents, and really takes care of their clients at the same time.
Svantaggi
It is not a con, but FFL's model for acquiring new business is to purchase leads from REPUTABLE lead-generating companies. The good thing is that all the companies they recommend have been tested by FFL themselves. Because agents come from a variety of different backgrounds, I could see some agents with a little experience to prefer to work a warm or cold market instead (traditional prospecting). It would be great if we had a little more training in the traditional business model of cold calling, door knocking, working your warm market, elevator conversations, etc. I am not knocking the way FFL does business now, because it seems to be working like crazy, but I am an old-school thinking agent. If anything, FFL is New-School with technology enabling FaceBook leads, internet leads, etc.