Vantaggi
Mass has a great product and product training. Mass operates through a series of general agents who then have offices out of which financial advisors operate their own financial planning businesses. As a Mass Mutual agent you have access to not only Mass Mutual products but a number of other companies. In addition, the investment planning side of the business is handled through Mass Mutual's broker MMLIS. Again it is an open platform. The ability to source the right product for your client is very appealing. There is a very competitive bonus and incentive structure in place. It is currently in flux due to new Labor regulations so who knows where that will end up.
Svantaggi
As an indépendant financial advisor your main role is sales; prospecting is the most important part of your business. If you don't like sales this is not the job for you.