Vantaggi
If you are seeking a higher opinion of your intelligence and character - no place will provide this better than the cretins of CFG. If you are sick and tired of your employer giving you paychecks - CFG will also solve that ill.
Svantaggi
For those interested in partnering with a captive agency, there are far better choices. The focus of this organization is clearly not in growing a captive agency. If you're looking for a brokerage relationship why consider a captive agency? The promises of resources are mirages. Technology is lacking. Their approach is limited and stifling. MML's product line is weak overall and MLISI is wretched spawn of a broker-dealer birthed in hell. All in all I rate my MassMutual experience as awful. But, ya know... I bet it will be different for you... Right?