Vantaggi
I'm a financial advisor with a MassMutual general agency in NY. Been in the business four years. The position is 100% commission. Don't get into this career unless your number one motivator is money, don't listen to anyone that tells you differently. You also need a large warm market if you want to make money quickly, otherwise it will take many years. Takes five years on average to make what you're worth. MassMutual is a great company, some of the best products in the business, but each agency is run differently. Some, all they want you to push is whole life and DI, others offer holistic financial planning services. Occasionally the agencies have staff vacancies, but its rare. Move up to Springfield, MA if you are serious about a home office position with MassMutual.
Svantaggi
You can get screwed financially if you don't reach sales goals early on in your career as a new agent.