Vantaggi
Prosper has a big opportunity to change the way lending is done in the US. It already has two products that work- a loan and an ability to invest in loans - that are relevant to a lot of people. The company is now on solid footing (after a turbulent year of 2016) - it is cash flow positive and has $100M in cash. Leadership is aligned and people throughout the organization are collaborating well. It is transparent and clear what the goals are and what the progress is towards those goals. Good office culture and colleagues you enjoy hanging out with.
Svantaggi
Prosper is in a very competitive market and a clear winner has yet to emerge. The company still has to prove its ability to succeed through a recession. Some employees are burnt out after a rough year of 2016. But new hires are strong and bring fresh wind.