Vantaggi
This applies to Santander U.S. only Santander employs some really great people from all over the world. Unfortunately, most don't last long due to the frustration associated with never being able to do a truly good job. Salaries and benefits are decent.
Svantaggi
This applies to Santander U.S. only Technology is very outdated. For the most part, people who are making the decisions have no idea what they're doing. There is never a coherent plan to achieve a stated goal. There is never enough time to do things right, but there's always time to do things over (and over). They never want to invest the time or money into improving processes or tools. Management has a take credit, assign blame philosophy. The technology head is prone to temper tantrums. As a result, he does not enjoy the respect of most of his team.