Vantaggi
In theory you control your own schedule and have the freedom to build your own business. Partners in theory have a fair amount of autonomy to grow their region and help to support advisors. They do support a number of charities but they reworked the system so HQ has even more power over where those dollars go than they did before.
Svantaggi
The stated theory above does not actually happen the further you get from Minnesota and Wisconsin. Basically this is just a bunch of old school sales folks forcing product on people using Christ as their way of getting people to trust them. Had a manager tell me I wasn't even allowed to have an opinion until after 6 years. Got railroaded by the regional manager and driven out less than a week after a review where I was told I was doing well.