Vantaggi
If you are in need of a stable job or work experience. Otherwise, it would be advisable to start your career in credit analysis/lending elsewhere or in an entirely different field such as investing banking (if you are ambitious enough). Also, as far as banks go, US Bank is probably the most conservative with its lending policies, so don't expect it to post huge losses and go through rounds of layoffs like other banks have been doing recently.
Svantaggi
The bank has a very conservative compensation policy and there is absolutely no training program for new hires. The people are generally intelligent, but prefer having a flexible lifestyle to making large sums of money. This may be a positive thing for some people, but I find that working with people who have relatively low expectations for their careers can drag down your own morale/expectations.