Vantaggi
Because of the size of the company, there are many opportunities for advancement if you know the right people. The bank is located in many states, so if you would like to move, there are opportunities located elsewhere. I don't feel that the benefits package was so bad. A bit confusing when putting it all together, but I was happy with my coverage. They also have a good short term disability program after a year of service. If you are a highly competitive sales person and perform extremely well, the payoffs can be quite large (but see the downsides of that same thing below).
Svantaggi
They have unrealistic expecations of the number of hours you need to put in. In order to succeed, you are expected to disregard your home life. The company preaches about ethics and will terminate you immediately if you violate those ethics. Yet, management is the one pushing you to do unethical things. They will push you to sell a product to just about anybody that walks in the door, even if it is not appropriate for the customer. It's a highly hypocritical company. It's a "Churn em and Burn em" mentality. The pay is horrible for what they are asking you to sacrifice. Upon promotion, management will limit your percentage of increase even if it is not within the market values. For example...they will hire a teller at $10/hr and then promote that teller to a teller supervisor and since there is an 8% max on increases, they will only pay that employee $10.80 to be a supervisor. But if they hire a teller supervisor from an external source, they will pay them between $12 - $15/hr. How is that fair? There is no consistancy with pay with this company. It was also embarassing to tell people that I worked for US Bank because so many people out there cannot stand them. There is constant turnover in branches and customers always think that the branch is a "training branch". Their overdraft practices are unfair and force a lot of customers into debt and then the branch employees have to deal with those angry customers on a daily basis, but yet expect to sell them a product.