I got the interview opportunity through their college recruitment representative. Went to the interview, the first round was very nice - the regional manager introduced me to what the company does and what I will be expecting to do. However, the second round, which is about compensation really threw me off. Before hired as full-time, they expect you to invest $700 in all the examinations you need to become an insurance professional, and you WILL NOT be paid or working working these weeks of examination preparation. Then we will go through a so-called "Career Development Program (CDP)", where you have to raise $10K by the end of the program. If you do not meet the goal, they won't hire you as full time either. During this CDP period, you will only getting a small amount of stipends. At least in my region, you are expected to raise $1200 every week (basically one new client per week), so you could make $52K a year; then if you raise $2000 every week, you could make $80K a year; and if you could raise $4000 every week, you could potentially make $145K a year. The $700 reimbursement DOES NOT come in until you are full-time hired. Even after you are hired as full time, the company only reimburse you up to $500 if you go out and organize marketing events. For retirement events, they will reimburse you up to $600.