Vantaggi
Good PTO. If your workload is too much, you may not be able to enjoy your time off. 401k is on par but benefits keep decreasing. Focus on flexibility. (Depends on Manager) Ability to work flexible hours and work remotely.
Svantaggi
No stability. Senior Management talks about waves of cuts that will continue. Focus is on expenses and employees are the largest expense. As AIG continues to lose business they will need to continue to focus on expenses to keep the expense ratio in line. No focus on employees. All focus is on stock holders and activists. Opportunities for advancement is extremely limited as middle management continues to be removed. AIG says advancement is in the form of a lateral move which can be true but it will not increase your income. Good luck with getting support on career development. No meaningful talks about what you want to do in your career. No pay increases. Negotiate a high salary when coming in because opportunities for increases are limited. STI is easily manipulated. This goes back to company performance. Since payroll is a major expense, the STI (bonus) can be adjusted to support a certain profit level according to goals. You will not know until the end of the year on the performance. They will say this is part of your total income package so beware of salary compared to STI. STIs are not a guarantee. No loyalty. The longer you are with the company, the more nervous you should be. CEO has said they do not want/expect their employees to be there long term. There is not trust in Senior Management. Most are "yes men/women" and that is how they survive. High turnover. A lot of talent on all levels have left. Management avoids this topic with employees but it is noticeable.