Vantaggi
Loved the people I worked with including immediate manager; good, knowledgeable team, some decent office staff in the field. Usually able to schedule and keep vacation dates, superiors tolerant of time needed for sick days or doctor's appointments.
Svantaggi
Apathetic, distant higher management; issues of agent accountability for submission of timely, complete transaction documentation RARELY, effectively addressed - onus placed on administrators to get transactions processed no mater what. Big revenue producers almost never approached about their constant mistakes. Pathetic pay raises with review goals set so high that it was almost impossible to get a decent raise. Sad health insurance, with either price hike of change in insurer every few years.