Vantaggi
They provide "leads" meaning you can go exploit their customer base, however these people have been over worked to the bone. The whole PMA philosophy and Mr. Stones principles is a good creed to live by. The quarterly meetings were cool, as you mingled with top agents and got a free and tasty lunch.
Svantaggi
The income potential here is not what they make it out to be. The base accident policy is only $15.17 so you can imagine that it will take a lot of sales to make a decent living. Like every sales job, this potential to make money depends on you, however, combined has one way of marketing, DOOR KNOCKING! They do not advertise and the customers base that they give you are not only dried up for sales and have no reason to buy, but they also say things like "I gave 5 referrals to the guy that was here last time". Monday morning meetings in my territory were a joke, we would have to sit through 1 hour long of "good news speakers" of the agents saying how they got their sales but none of it helped me personally. So if you like talking to people about insurance and not being able to build a relationship with them at all this job is for you. Our manager texted us every single sale that the team made as motivation and I would hear him flirt with the women sales people. This job/career was a joke for me and unless you work in a new and poor area, this will be a sinking ship for you too n