Vantaggi
Small company. Volunteer opportunities. Good benefits. Ok, for a temporary or beginner job. Advancement opportunities. Management can be great depending on location. Good if you're an amazing salesperson. You get to really know and care for regular members.
Svantaggi
Slow branches can be boring. Low pay compared to banks. Sales goals are high & stressful. Pressured into selling and offering the same products to the same people. They'll make you feel like you're in a family environment but it felt like a gateway into judgment and ostracism. If enough people don't like you & you're not part of a group close to management, you'll probably lose your job no matter how hard you work. Poor management response during busy hours is to be expected but results in very angry members, be prepared for it.