Vantaggi
Freedom to work how and when you want. Very little to no micro-management. Incredible amount of earning power if you stick with it 5+ years or have people working under you.
Svantaggi
The interviewer completely misrepresents the position as being a financial advisor that helps people with their finances. In reality you are a sales person that will end up mainly selling life insurance to people who don't need it. Very unethical sales strategies. The best way to make money is basically lie (mostly by omission but sometimes outright) about the products features, and if you are an ethical person you will go broke from paying gas and food expenses. No help and very little pay first 2 years. More of a fraternity than office. They call it a multi-level marketing strategy, which are fancy words for pyramid scene. Your boss will make money on everything you sell. Working there will give you absolutely no skills or experience that will be transferable to another employer.