Deceptive - Recensione dipendente - Insurance Agent presso Family First Life

The claims in this review are 100% false. As far as FFL's quality of business being "the worst in the industry" isn't even possible as every insurance carrier has quality standards that every IMO has to maintain in order to carry a contract with them. We do sell mostly non-med insurance since that is what our clients are looking for, our clients fill out leads that specifically say "no medical exam". We meet with middle American families that do not want to go through the process of giving blood and urine to apply for a policy that is issues at a higher premium then what they were quoted 90% of the time. The majority of our business is Return of Premium since 80% of people outlive their term policies we ensure that the client receives all of their money back at the end of the term which we believe is how you help families opposed to getting them a better rate on a policy that doesn't have a Return of Premium so all of their money goes to the insurance company. There isn't an insurance company in the world that would share an IMO's quality of business with an agent, the fact that this person claims to have received this info "from a very reputable source" just shows the lack of validity in this review. We do not hide our comp levels or our lead costs, if you've ever listened to one of our training calls or been to a Sales Conference that we host you would know that we are very transparent about the expenses that go along with being a top producer. This person may not know that as they probably did not participate in FFL's free training program in which caused them to be unsuccessful as an agent with us. Yes comp does fluctuate with each carrier but at FFL we do offer the highest possible comp on every product that we sell.