RUN!!! - Recensione dipendente - Field Underwriter presso Family First Life

1,0
7 mar 2021
Consiglia
Gradimento del CEO
Pronostico commerciale

Vantaggi

Own your time, flexibility, no max to earnings.

Svantaggi

Expenses, their " great leads" are trash and you end up spending more than you make. Recruiters over exaggerate monthly compensation as a new agent. It takes 5 years to make an actual living. Numbers shown by producers are inflated and do not show what their actual take home is after expenses are deducted in addition to taxes. You will be taxed at 50% of your earnings come tax time so make sure you keep very detailed tracking of mileage and lead costs. You will be responsible for chargebacks within the first year so you can not spend your commission until it is in the books for a year or you can request paid as earned which is advised.

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Risposta di Family First Life
5y
We issued close to $200 million in life sales off of those same "trash" leads in 2020. If someone is not having success it is not due to the lead type. It is due to their inability to be coachable and reach out to their upline for guidance on why they're not having success. We don't inflate our numbers. The producer numbers that we usually talk about are their total issue paid numbers. Everyone has a different comp. level as well as expenses, so to expect us to share each of our agent's comp. level and exact pay is unrealistic. In regards to taxes, yes if you have earned income you will have to pay taxes. Most agents are aware of that since it is common sense. Our agents typically have accountants that help them throughout the year to organize their business expenses and plan accordingly. Every agent will receive some chargebacks. That's completely normal in the insurance industry. However, we train our agents to reduce the amount of chargebacks they might get and because of that 99% of our agent force take advanced commissions. It would be very difficult for an agent to survive on "paid as earned" but that is their choice if they would rather do that. Based on this reviewer's post, it does not seem that they are well educated on how this industry works or how to have success in it.

Esplora altre recensioni su Family First Life

5,0
21 mag 2026
Consiglia
Gradimento del CEO
Pronostico commerciale

Vantaggi

-A level sales training -High number of quality Insurance Companies to be contracted with -Flexible Schedule, 1099 Freedom

Svantaggi

- Seen some agents not get enough support (Find good upline) - Be ready to work it's entrepreneurship - Lead cost can be scary for some

4,0
4 giu 2026
Consiglia
Gradimento del CEO
Pronostico commerciale

Vantaggi

* Paid well for your performance * Extra Bonuses for Production * Unlimited Income Potential * Incentive Trips * Work with Multiple Carriers (Not Captive)

Svantaggi

* Training can vary based off the agency you're apart of * Chargebacks (sucks but it's apart of then job) * Self Employed so you'll pay for your own Health insurance * Have to pay for your own leads but that's also way you get paid so much

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