Vantaggi
I learned a lot about the mortgage industry. The benefits are good. When things were good the compensation was good and the job was good. When things turned south the job became very unsatisfying.
Svantaggi
There is a lot of talk as to how the loan options being offerred were benefitting the customers. As interest rates in the sub prime market increased our ability to offer potential customers a reasonable loan option became very rare. We ended up doing risky high interest rate loans to customers that would have a difficult time paying them back. It became difficult to feel good about the job knowing that you were really not helping customers anymore. And the loans that were getting through were going to have a high probability of defaults and delinquency. The changes that were being made by the company were insufficient to account for the changing lending environment.