Vantaggi
Established stable company. Good benefits. Reasonable to good compensation. Company is well respected globally, even if the brand awareness in the US is low. Great place to work if you are interested in working overseas. Many different business units/lines means there is opportunity to move laterally as well as move up. Company invests in training and development for employees.
Svantaggi
Sr mgmt doesn't understand the US market or consumer financial services, vs traditional banking. Company really doesn't value innovation or entrepreneurial thinking. Increasing reliance of centralized decision making, relegating US employees to be execution artists, not strategists. Increasingly less tolerant of risk, even when the rewards can be huge. Bias towards hiring former consultants and valueing that skillset/mindset vs a more diverse workforce. A lot of lip service is paid to diversity, but little is done. Not a good place to ascend if you are female; heavy male bias outside of the HR dept. Company is outsourcing and offshoring more and more of its operations.