Vantaggi
The only attribute you need to work here is an adequate network that they can exploit. Then you just need to be comfortable exploiting it.
Svantaggi
After paying all of your own expenses, you do not even own your clients at the end of the day. You are highly incentivized to sell products that lock your clients in to long-term deals that have expensive penalties to get out of. You are associated with some the highest (if not the highest) management expense ratios (MERs) in the industry. Not much of a 'supportive' culture. I got the impression right away that it is very much an every-man-for-themselves kind of culture. *Be aware that these 'directors' are paid bonuses when they hire people!! They are sales people themselves and they are constantly trying to sell you on the job. If you have other options and are actually inclined to HELP your clients, I would highly recommend pursuing those other options.