Vantaggi
Flexible workplace and hours, colleagues are generally nice and very experienced. If you love research and heavy data collation, this is a place for you.
Svantaggi
1. No work life balance - expect to have late night emails/meetings, short turnaround time, no personal time or your personal time is not important to anyone in the company even though this has been advocated in Moody's for some time. 2. Always have no bonus expectation - doesn't matter if the company is performing well or not, the management will always have a new reason why your bonus is not going to be well. 3. Despite allocating more budget to promote racial equality and gender equality, our management tend to look at the problems in US' lens. But this is quite normal for US firms. 4. Promotion is slow and vague, despite expecting you to have unhealthily high workload because the management refused to hire more staff, there is no equal compensation or promotion opportunities 5. Admin work will drown you to a point that you have no time to learn real credit risk assessments. 6. Overly customer centric and ignoring employees' well being.