Vantaggi
There remain some employees that hold onto the spirit of the old NJM. If you are fortunate enough to work for one of them, your time working is probably not too bad. The Savings Fund Plan (not the one currently being offered to new starts) was very generous and set up retirees for a nice life once retired. Steady employment if you do a half decent job and keep out of trouble. Clean workplace and nice grounds.
Svantaggi
New leadership is trouncing on the values that the company once held sacred. Respect for the hard work of employees has diminished, benefits are being cut, salary policies are changing to the determent of long time contributors, even new standards are being put in place to write auto policies that incorporate the use of credit reports and no longer offer automatic accident forgiveness for long time policyholders. What in the world is happening to NJM? If they stay this course, how will they attract and retain employees and customers?