Vantaggi
Loads of hype around Neo. Company spending huge $$$ on marketing, making big waves as "disrupters" in the space. This translates to Neo looking great on your resume to others in tech (recruiters, hiring managers etc.) Pros: Good to leverage for other jobs. The product is actually pretty good in theory, will need time to execute properly.
Svantaggi
Everything. If you are taking any jobs here to "learn" don't. Everyone is super overworked and has zero time for mentorship. This goes for all teams in the company. The culture is terrible. Super weird head games being played at all angles from top-down. People constantly live in guilt+fear. Management underpays, and overworks everyone. They justify it dangling completely unreasonable future valuations of the company, making you think that your equity will be worth hypothetical millions in the future. If hired in anything other than Engineering or Customer Support, you will get pulled to these random projects that have nothing to do with your job, and told it is to help the company. I am very thankful to have worked at multiple previous companies to know how backwards things are run, and that this is not the starting point in my career. It would ruin me for life. The product has no product-market fit, and Neo keeps trying to chase customer numbers. Ultimately, a great idea to build a bank on, but poorly executed. The horrendous culture will be Neo's downfall in its inability to attract any good talent.