Vantaggi
Pros are that the training is excellent in the classroom regarding the products and the consultants are very knowledgeable
Svantaggi
The office has too many agents that are all hitting up the same market. There are around 100 agents fighting for the same market not including all the agents from the competition. The established agents are like a bunch of vultures that pretend to be your friend so you can bring them in on your sales because they ran out of their warm markets and they need your sales to help them keep their contract. Also, they do this because there is no field training so your kind of forced to bring them in on your market and split your commission with them. They pressure you to buy policies on yourself and your immediate family and to hit up your family and friends for policies. They require a list of 200 names of people that you know. Once you burn through your warm market you will not make any money. The leads that they sell agents are terrible and your required to purchase their mailers which are very expensive. If you want to work over 50 hours a week, spend a lot of money and make very little then this is the opportunity for you. Your enticed by a training allowance but the policies you write will probably get declined and you will have to work your way out of a negative ledger balance so you will not get the training allowance so you can go months with out any pay after you trigger your contract because those policies will probably get declined. You should ask for a copy of your contract and read it so you will know how much commissions that you will have to make in a month to keep your contract. I do not recommend this type of career for a person who has a family or someone who wants to make a living unless you want to work over 50 hours a week and go months with out money and have a large network of people who you can hit up for policies and sell other services to.
