Your mileage may vary here. PayPal is generally behind when it comes to innovation in the payments space. If feels like we are always a step behind and when a product is launched it lacks key features. Constant micro management and lack of competent leadership in the middle of the organization is chasing out the talent. Compensation does not scale with experience and most people find out they are worth more on the external job market and leave. The culture and values are great, just not really embraced by mid level leadership.