Vantaggi
Well, if you like being told to expect things that are completely removed from reality then that could be seen as a "pro". Perhaps they are " pros" at lying.
Svantaggi
You will work long hours in the most boring conditions possible selling a product being offered by dozens of competitors to people that aren't exactly thrilled to see you. Sound good? It gets better. Since it is a 1099 position you get to buy the gas for driving to locations that are potentially HOURS away from you. You also get to buy gifts for your customers, as well as pay for copies of flyers. Oh! And they have MANDATORY meetings you get to drive to and spend time at without compensation too! Here's the best part though. When you realize that you are making about half of minimum wage and leave, PMA waits about 6 months to file your termination paperwork while customers cancel their policies. Then, PMA charges you back for all of them. They want a couple thousand dollars from me right now after I made nothing working for them. Run, do not walk away from this "opportunity". Run I say!