Vantaggi
Flexible work schedule, variety of products available to serve clients
Svantaggi
Lack of transparency throughout the interview process. Not told that Prudential does not even provide a workstation, you are required to provide your own computer. Not told that Prudential charges for use of cubicle space after your first year (CDP Program). Also told that Prudential had as many clients I could handle, only to find out they were all "orphan" life insurance clients that no longer provide any compensation. Most of your time spent on driving to "orphaned" clients' homes conducting life insurance policy reviews with very little compensation. Unless you find other assets to work with you are not compensated for your time, money spent on gas, and mileage on your vehicle. Compliance makes it very difficult to get new life policies approved, many times you put in months of work and end up with very little pay, if any. Poor training system, you only ever see or hear from life and annuity wholesalers, not the place to be if you want to build an investment book of business. Prudential only you pays 45% of your gross production, then asks you to pay for your own E&O insurance, cubicle space, and for access to their systems out of pocket.