Vantaggi
Name recognition. People are familiar with the name.
Svantaggi
It was a glorified pyramid scheme. They leverage the lifelong relationships for a check. Their model is to have a rotating door of associates that bring clients to senior associates. They stress joint-work. What that essentially becomes is new people bringing their family and friends to veterans. The veterans ultimately keep your clients. Regardless of what they tell you, you're an insurance salesman. There is no incentive to, and they dissuade you from being a financial resource. All they want you to do is bring big clients to senior advisors and sell everyone else insurance. After 6 months only three of the 14 people on my team were still employed at prudential. You work full time hours and have part time status so that they don't have to pay you. It's a vulture culture.