None so far. In my short time at RL360, it has been like a breath of fresh air, after 9 years with another local company with a more swiss outlook. Rather than pick the battles it can win (like local competitors) RL360 is actively looking to grow its business, develop less well performing regions rather than withdraw and look to enhance its product suite to provide more relevant and attractive solutions for the international client space. In short, RL360 are truly committed to the international market, with a firm base established and to be maintained for the foreseeable future, from the isle of man.