Vantaggi
Sometimes there are pizza parties?
Svantaggi
Nepotism. Rampant nepotism, which is caused by, and leads to very poor, incompetent management. The bar at this operation is about as low as it gets: talent, pay, working conditions; it's all just far below what you'd get out of other "financial" companies like Schwab, Western Union, Raymond James, E-Trade, etc.. You'll be working with mostly junior people (nothing against them), and lots of them. Since everything is so dumbed down and repetitive, they really don't look for talent and therefore don't really need to pay for it, so they make up that gap in sheer numbers (yes, it works as well as you think it would). You'll be shamed for wanting to do things the right way, or for trying to raise the bar in what you create and how you go about creating it. If someone approaches you about working for this organization, politely ask some tough questions about turnover (especially turnover), ways of working, pay and how promotions work. Don't worry, you won't scare them away, they're likely desperate, as the place is a perpetual revolving door, but you owe it to yourself to level set on expectations before you find yourself itching to leave after 6 months. You've been warned.