Vantaggi
Working from home is the only pro
Svantaggi
This company changes from the time you are hired until you're about 6 months on the job. At first you will get good leads, however, over time you will be expected to sell insurance on cold calls to people who never asked for a quote and who have no idea who you are. You might wonder... why would management want seasoned professionals to spend their days on low value calls. Simple, in order for the company to avoid paying residuals following business staying active for 6 months, they hire more advisors so that you will leave and they will keep the commissions owed to you. SLI claims to be a broker- but they only work with one underwriter. You have 2 term products, permanent insurance and ADD. They are constantly hiring because people are constantly leaving. There is no expansion-this is false. There is ATTRITION. Big Difference. Life insurance advisors are treated as poorly as the call centre qualifiers out Nigeria. That's right the folks calling leads- speak English with thick accents. They are sending you the leads and we all know how trusting Canadians are with companies using call centres from abroad. SLI violates both Human Rights and Employments Standards set by the province. If you forget to log in or out they sent a memo- YOU WILL NOT BE PAID. They have instituted a new 15 min bathroom maximum per day. HR is useless- they claim they didn't know about grievances and they will "look into this". Never a response. Anything to avoid paying advisors is the philosophy. Yet a new policy- if you submit an insurance application with even the slightest typo, you lose that commission, despite the fact that all applications are checked by compliance and UW. With 100 advisors only 4-6 advisors ever achieve a 100% clean application. Oh, did I forget to mention nepotism... Many of the staff are related, the VPs hire their friends and family in all departments: HR, Training, Sales. Well now you know who gets the best leads and why HR doesn't know what management is doing and why they will get back to you, Interestingly enough management doesn't take any bonus deductions. The Benefits package for Life Insurance Advisors is as lean as they come. All departments, other than sales, get 30 min lunch and 2 15 min breaks. The call centre licensed advisors get 30 min- that is it. They don't receive adequate time to review the applications before they have to take another call. If you voice an opinion, know this you will sit on the phone during an 8 hour shift and receive 2 leads. WOW. So if you are looking for a short-term gig to get your feet wet try it, it won't take long for you to leave and move on. The LOSERS at SLI- are the clients overpaying for insurance and the life insurance advisors selling it to them.