Vantaggi
State Farm Agents are independent contractors and therefore their staff are not State Farm Corporate employees. Although I would say that the State Farm name is universally recognized and many people trust State Farm to protect their families, which helps retain business when times are tough and the competetion is vicious.
Svantaggi
I worked for an Agent, so technically I was not an empoyee of State Farm, I was an employee of the Agent. That being said, every Agent runs their business differently- there can be great agents to work for and there can be less stellar ones. Unfortunately I had the latter. It was a new-market agency, meaning no existing clients. Every policy written in the first 6 months was basically raw new business. Because of the startup costs, my employer had a very unappealing compensation package given their circumstances. Few people would want to be only commission-paid at an unestablished agency, which we were. Also, there are no benefits offered at all. Again though, all agencies will offer different compensation and benefit packages. All in all, I took a position in another industry that pays properly for my education and skill level, and my insurance selling days are over.