Vantaggi
You learn some very valuable customer service skills that you can apply to many facets of other organizations & occupations. The training sessions you go to are paid and you are reimbursed for your traveling mileage. There's a ton of opportunities to do volunteer work and a lot of opportunities to move up as well, it just depends how hard you work towards it. Try to move into the commercial side if you can, things are less stressful. This is an OK position to begin if you're looking for something heavily into customer service, sales & finance.
Svantaggi
There's goals you must meet- they have something called Sales Revenue (SR) and they expect you to make it. Every time of account has a specific amount of SR attached to it, by doing it this way, TD Bank can urged to try to "push" products that they find profitable. If you don't like to engage people, this is probably the worst job on earth for you because every moment of everyday there's going to be someone walking through the bank doors. They may be really happy or they may be mad as hell but either way you have to talk to them and help them with their banking issues. For positions such as CSRs & Tellers, the salary is hourly and its OK at best unless you have had previous experiences in the banking field - you're looking at 22-24K to start, yes, even with a college degree.