Vantaggi
Venmo is populated by nice/smart people and wins points on the benefits, location, and office environment (snacks, nooks, couches) fronts. Everyone is well meaning and intelligent. Free lunch anyone? Wii in conference rooms? This is the spot.
Svantaggi
It pretends to be a startup - with the cute payment-jaron conference rooms, twee-office aesthetic, and infinite berry-budget - but it does not innovate or ship product and is run from the top-down by PayPal. Venmo leadership is ineffectual at best, jaded/lazy puppets at worst. They've tried and failed to launch the same path-to-profitable product for 3 years, only to be passed over by bigger/better players who can actually launch product. Venmo is a great tool and (was) a great team. Everyone good has left. Squandered opportunity.