Vantaggi
Formerly Veterinary Pet Insurance, Nationwide Pet Insurance is a Jekyll and Hyde company. Once the industry leader with 70% market share, it's now scrambling to remain relevant because of poor management decisions and smarter competition. It finally offered a Percent-of-Invoice policy six years after its chief competitor reinvented the market, and it truly is the best product currently on the market. The Nationwide brand is a strong one and should help stabilize the company. Benefits are average. Marginal performers who 'manage up' well will likely find a comfortable place to work. It's just big enough that a mediocre employee can probably hide for a few years and collect a paycheck.
Svantaggi
Unfortunately, it stills sells its old products too - highly profitable for the company but typically a poor value for consumers. As an employee, you're forced to offer the swill to unsuspecting buyers and that can be painful if you have any integrity. Senior management is still largely staffed by career VPI employees who subscribe to an authoritarian mindset where blind loyalty and the ability to toe the company line are the only requirements of the job. Competence and creativity are not only unwelcome but actively discouraged. Inexperienced sycophants are the only people promoted from within - and it takes a terrible toll on the rest of the employees. Incompetent, petty managers make mistakes here that would never be tolerated in a more competent company. Nationwide is a mutual company, which means its customers actually own it instead of shareholders. There must be good aspects to being a mutual company but I never saw them. Internal technology is laggard - almost laughable. Innovation, non-existent. It's where good ideas go to die. The promise for managers seems to be lifetime employment, and that's never a good thing if you need to stay competitive. If you consider yourself a good or better contributor you will stick out like a sore thumb here and will likely end up depressed or worse. The management team has a bunker mentality and adversarial relationship with the workers that is totally out of touch with any modern white-collar workplace. And yet the same team persists year after year.