Managing costs effectively has always been a priority for financial institutions, but with rising operational expenses, increasing regulatory demands, and growing competitive pressures, the challenge has never been greater. Balancing these forces requires strategically redirecting cost savings into innovation and long-term growth. At Capco, we take a comprehensive approach, integrating GenAI and other emerging technology, refining operational processes, and rethinking workforce and vendor strategies to create sustainable efficiencies. Discover how financial institutions can shift from short-term cost-cutting to a more forward-looking model that balances efficiency with reinvestment in the future. ➡️ https://www.capco.com/intelligence/capco-intelligence/a-smarter-approach-to-cost-management Authors: @Aoife Hogan, @Jason Noran, Ryan Woods, and Claire McNeary
𝗥𝗲𝗴𝘂𝗹𝗮𝘁𝗼𝗿𝘆 𝗳𝗶𝗻𝗲𝘀 𝗳𝗼𝗿 𝗰𝗼𝗺𝗺𝘂𝗻𝗶𝗰𝗮𝘁𝗶𝗼𝗻 𝘀𝘂𝗿𝘃𝗲𝗶𝗹𝗹𝗮𝗻𝗰𝗲 𝗳𝗮𝗶𝗹𝘂𝗿𝗲𝘀 𝗮𝗿𝗲 𝗿𝗶𝘀𝗶𝗻𝗴. 𝗛𝗼𝘄 𝗱𝗼𝗲𝘀 𝘆𝗼𝘂𝗿 𝗳𝗶𝗿𝗺 𝗰𝗼𝗺𝗽𝗮𝗿𝗲? We’ve extended the deadline to take part in the 𝟮𝟬𝟮𝟱 𝗖𝗼𝗺𝗺𝘂𝗻𝗶𝗰𝗮𝘁𝗶𝗼𝗻𝘀 𝗦𝘂𝗿𝘃𝗲𝗶𝗹𝗹𝗮𝗻𝗰𝗲 𝗕𝗲𝗻𝗰𝗵𝗺𝗮𝗿𝗸𝗶𝗻𝗴 𝗦𝘁𝘂𝗱𝘆 – now open until 𝟭𝟴𝘁𝗵 𝗔𝗽𝗿𝗶𝗹. 📊 With responses from 𝟯𝟬+ 𝗳𝗶𝗿𝗺𝘀 already in, we’re building one of the richest datasets in the industry – offering deep comparative insights across FS and Energy Trading. Run by 𝗖𝗮𝗽𝗰𝗼 in collaboration with @NICE Actimize, this 15-minute survey will help you benchmark your approach to communications surveillance and uncover key trends across the market. 𝗪𝗵𝗮𝘁’𝘀 𝗶𝗻 𝗶𝘁 𝗳𝗼𝗿 𝘆𝗼𝘂? ✅ Complimentary preview of the final report ✅ 1-hour deep-dive session to benchmark your firm vs anonymised peers Topics include: biggest comms surveillance challenges, alert volumes, STORs, AI adoption, and new communication channels. 📅 Now closes: 𝟭𝟴𝘁𝗵 𝗔𝗽𝗿𝗶𝗹 🔗 https://www.surveymonkey.com/r/WH8T53C Know someone in Surveillance, Market Conduct, or Compliance? Tag or share this with them!
✅ Early start is key to success with PSR! PSR imposes numerous demands, including extending consent panels to EU subsidiaries and establishing two-way communication with third parties. With tight schedules and additional requirements from FiDA, banks must act promptly. Discover the key risks and how to manage them. 🔍 Read more in the new article. https://www.capco.com/Intelligence/Capco-Intelligence/four-risks-banks-cant-ignore-with-psr-consent-panel
At Capco, excellence in client services is driven by the expertise and dedication of our people, which is why we're thrilled to share that @Lauren Somma has been named a 2025 AML Consulting Magazine Rising Stars Honoree! 🥳 Lauren's innovative approach and commitment to building strong, trusted client relationships have made a lasting impact, helping drive success for both our clients and firm. Please join us in congratulating Lauren on this outstanding achievement! Announcement here ➡️ https://www.consultingmag.com/2025/04/03/the-2025-rising-stars-of-the-profession-lauren-somma/?slreturn=2025040483735
What happens when settlement cycles speed up, but liquidity doesn't keep pace? In a recent interview with @Risk.net, Capco's Managing Principal @Stephane Ritz, MBA, CPA breaks down the ripple effects of the US shift to T+1 settlement,especially the liquidity challenges clearing houses are now facing. With misaligned securities and FX settlement cycles, clearing members are feeling the squeeze and when prefunding is required but liquidity is tight, central counterparties are left to absorb the shortfalls during times of market stress. Read more about his insights: https://www.risk.net/risk-management/7961285/nscc-liquidity-shortfalls-raise-t1-concerns
What if every financial service worked effortlessly for everyone? @James Lacey & @Costa Stathis dive into the power of 𝘂𝗻𝗶𝘃𝗲𝗿𝘀𝗮𝗹 𝗱𝗲𝘀𝗶𝗴𝗻, showing how it enhances accessibility, fosters loyalty, and creates better customer experiences. Don't get left behind—see how inclusive design is redefining finance. 𝗙𝗼𝘂𝗻𝗱 𝗼𝘂𝘁 𝗺𝗼𝗿𝗲 𝗵𝗲𝗿𝗲: https://www.capco.com/intelligence/capco-intelligence/the-evolving-role-of-universal-design-in-an-interconnected-world
Agentic AI is transforming financial services—moving beyond GenAI to unlock automation, autonomous decision-making, and new efficiencies. But with great potential comes complexity. In our latest white paper, @Charlotte Byrne, @Leonardo Ferrari, and @Jess Forbes explore how financial institutions can leverage AI agents while managing risks and regulatory challenges. Download now to learn how Agentic AI is shaping the future of the industry ➡️ https://www.capco.com/intelligence/capco-intelligence/agentic-ai
Revolutionizing Financial Data Access with FIDA! 🚀📊 Discover how the Financial Data Access Regulation (FIDA) is set to transform the financial sector by enabling secure, efficient, and consumer-controlled access to financial data across the EU. Learn more about the key aspects of this groundbreaking regulation and its potential impact on consumers, businesses, and the broader EU economy. Stay ahead of the curve with our latest insights. https://www.capco.com/intelligence/capco-intelligence/financial-data-access-regulation-april-2025-update
𝗖𝗲𝗹𝗲𝗯𝗿𝗮𝘁𝗶𝗻𝗴 𝗡𝗼𝘄𝗿𝘂𝘇 𝗮𝘁 𝗖𝗮𝗽𝗰𝗼 🌼 We recently ushered in the Persian New Year, Nowruz, at our Frankfurt office with a vibrant lunch buffet filled with traditional Persian delicacies and desserts, complemented by an elegantly set Haft Sin table. This celebration, and many more to follow, showcases our dedication to recognizing and appreciating the rich tapestry of cultures that make up our team. Coming together to celebrate not only honors our varied heritages but also deepens our bonds and sense of community across departments. Nowruz, meaning "new day," signifies the arrival of spring and has been cherished for over three millennia by diverse cultures. A noteworthy custom is the Haft Sin table, which contains seven meaningful items starting with the Persian letter “S,” each symbolizing hopes for the new year, like health, prosperity, and rejuvenation.
Happy Eid! On this special occasion, we extend our warmest wishes to our colleagues, clients, partners and friends celebrating around the world. May this Eid bring you and your loved ones peace, prosperity, and happiness. To all those celebrating, Eid Mubarak! #EidMubarak #LifeAtCapco
