The product they sell is a scam. I left when i couldn't deal with what i was doing morally, you ruin peoples lives here.
This is how it works. The loan has an interest rate of 46.96%. They specifically target people with poor credit because they're more likely to need cash. Kind of like how PayDay Loans work.
They "report" to the credit bureau, so people can see that they've been making or missing payments on their credit report, but it does absolutely nothing for their actual credit rating.
These are people with poor credit. They have enough problems as it is. They prey on their need for money and use hard-closing sales tactics to convince them to take the loan.
The interest rate is 46.96%, you think someone with horrible credit can pay that loan off? Hell no. But it's not about peoples lives here, it's about taking their money.
They jam a cult-like rabid obsession over money into their trainee's, so that once they hit the sales floor they won't mind working 10-12 hour days. They use the "carrot on a stick" method constantly, bringing up people who have cleared 10-12k a month as a real life example to make it seem like if you put in the time, you'll get there one day too. You won't.
If you want to get better at sales, work here. They teach you to sell through trial by fire and it's honestly an effective way to learn. If you don't, you'll just get fired anyway.
