Vantaggi
Dutch work culture is very good. Direct communication, not much bureaucracy compared to other organizations. Secondary benefits such big discount and mortgage and educational facilities are some of best in the Netherlands. Despite the whole splitting of and selling parts of business the atmosphere is good. In these troubling times it feels like a very solid and capable institution with smart and dedicated people on pretty much all levels. Quite happy working here.
Svantaggi
The biggest con is the salary...it is absolutely ridiculous. The whole pay scale system is very rigid. Even if you do a good job the advancement is minimal in real dollar terms. It pays to job hob and negotiate, because once within the system you can't really move salary wise. I think the bank will lose talented people to companies/countries with higher compensation.